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Loan Default Risk Prediction Machine Learning Project

In this project, we are going to predict how capable each applicant is repaying a loan.
What are the prerequisites for this project?
  • Knowledge of Data Science in Python.

What will you learn

  • Credit risk modeling
  • Use of predictive models
  • Use of machine learning models
  • Benchmarking models
  • Feature importance from models

Project Description

Home Credit makes use of a variety of alternative data--including telco and transactional information--to predict their clients' repayment abilities. Many people struggle to get loans due to insufficient or non-existent credit histories. And, unfortunately, this population is often taken advantage of by untrustworthy lenders. Home Credit strives to broaden financial inclusion for the unbanked population by providing a positive and safe borrowing experience.



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