Question regarding Liabilities and Net worth in a corporate balance sheet



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It was mentioned that the company owed a loan of 25 lacs and it need not pay the whole amount but needs to pay say 1 lac. But why was that 1 lac again added in calculating the total liabilities because in principle it is coming from the 25 lacs and so the total liabilities should have been 35 lacs instead of 36 lacs